Missouri Siding Match Law

In the area of property damage law one of the hot topics these days is matching.

Missouri siding match law.

Shingles siding carpet cabinets etc whether and when a carrier must replace non damaged portions of a building in order for there to be a perfect match remains a point of contention. It is a matter of great importance to insurance companies because matching problems with a slightly damaged section of roof or flooring can lead. As noted above your homeowners policy will begin by covering the cost of replacing the damaged sections. Matching siding coverage starts at just 25 annually.

It is a matter of. Is a family owned and operated business located in the st. Iowa has a line of sight regulation. Hamlet also relied upon recent decisions in missouri 4 and the district of columbia 5 which similarly concluded that an insurer s obligation to pay based on comparable similar like kind or equivalent quality required a reasonable match between the replacement and existing materials.

So what is matching undamaged vinyl or metal siding coverage. It will look like crap. However since the siding is no longer made you have to pick a different type of siding and the two don t match. And then if you have undamaged.

So if you stand at the corner of the house and. If the siding does not match and that can clearly be seen from a visual point then the carrier must match the siding. Insurance company x comes along and agrees to replace the siding since wind is a covered loss. 15 44 1 can be read below the key provision is the reasonably uniform appearance within the same line of sight term.

Last week a unanimous panel of missouri s intermediate level appellate court reached a similar conclusion under a replacement cost contract of insurance that required replacement for equivalent construction and use in alessi v. While the matching issue involves repairing truly damaged or destroyed property and the ensuing problems that result when the repaired section of a roof siding or cabinetry. The trial court ultimately. Here s how it works with american family insurance.

According to the court that was necessary to ensure a reasonable color match. How matching siding insurance works. Louis missouri area specializing in premium vinyl siding products service as well as offering a variety of other home remodeling needs.